Score Your Life Goals
Turn paychecks into wealth.
Save toward goals now instead of waiting for retirement.
For employees
A Game Plan
An explainable, per-paycheck amount across savings, retirement, brokerage, and more. Ask it anything. The coach remembers your goals between visits.
Track your finances in one place
Connect banks and brokerages through Plaid. See cash flow, net worth, and what's safe to save, without logging into five apps.
Never leave match on the table
Golden Boot spots the employer 401(k) match you haven't claimed and directs pay toward capturing every free dollar.
A wellness score that climbs
One honest score from 0 to 100 for your whole financial life, with a weekly recap that shows what moved it and what to do next.
For employers
Give your team a benefit they'll actually use.
Sponsor Golden Boot for your workforce and get proof it's working, without ever seeing anyone's private finances.
- ✓Covers your whole workforce for a low per-seat price, far below advisor-led programs.
- ✓See total workforce money, retirement-match take-up, and a business wellness score.
- ✓Anonymous aggregates only, withheld below 10 people. No names, balances, or institutions, ever.
Now piloting in the Bay Area
We are launching with a limited group of San Francisco Bay Area employers. If you offer benefits and want a modern savings program without new admin work, we would like to talk.
The Big 5
Five ways to save, plus the plan you already have.
Your Game Plan spreads each paycheck across the accounts that fit your goals. Nothing exotic, just the right mix in the right order.
High-Yield Savings
Your emergency fund and short-term goals, earning real interest instead of sitting idle in checking.
Certificate of Deposit
A guaranteed rate for money that has a date on it.
Brokerage
Long-term growth, kept simple and guided, for the goals that are years away.
IRA, Traditional or Roth
Retirement savings beyond your workplace plan, with the tax treatment that suits you.
Custodial account
Start building wealth for your kids. Few benefit programs even mention it.
Your employer plan
401(k), 403(b), 457(b), SEP or SIMPLE IRA. Golden Boot makes sure you collect the full match before anything else.
See the difference
What better saving is actually worth.
Same deposits, two kinds of account. Change the numbers and watch the gap grow. Golden Boot tells you which account each dollar belongs in.
View as a table
| Year | Deposited | Regular savings | High-yield savings |
|---|---|---|---|
| 1 | $2,400 | $2,404 | $2,444 |
| 2 | $4,800 | $4,818 | $4,989 |
| 3 | $7,200 | $7,242 | $7,636 |
| 4 | $9,600 | $9,676 | $10,392 |
| 5 | $12,000 | $12,119 | $13,260 |
| 6 | $14,400 | $14,572 | $16,245 |
| 7 | $16,800 | $17,035 | $19,351 |
| 8 | $19,200 | $19,507 | $22,584 |
| 9 | $21,600 | $21,990 | $25,948 |
| 10 | $24,000 | $24,482 | $29,450 |
Illustration only. The rates are examples you can change; real rates vary by bank and over time. Interest compounds monthly. Taxes and fees are not included.
Cash Flow
Spending, subscriptions, and goals, tracked for you.
Golden Boot reads your connected accounts and keeps all three current, so you never have to build a spreadsheet again.
Spending this month
ExampleEvery transaction sorted into categories automatically, with the top merchants and what changed since last month.
Recurring charges
ExampleSubscriptions and bills found in your transactions, with the next date and anything you may have stopped using.
Your goals
ExampleSet a target and a date. Your Game Plan funds the goals in the right order and shows how far along each one is.
Golden Boot Financial
Start building wealth today.
Join free, connect an account, and get a plan for your next paycheck in minutes.